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Thread: S3 Insurance

  1. #11

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    Quote Originally Posted by mfl View Post
    Yes every person and their dog does have opinion based on how their claim is handled or mishandled, my only advice is if you do get NRMA, get their comprehensive plus product, that covers you for a hire car as long as your car is being repaired. Yes the NRMA did the right thing in the end but only after we exhausted all their internal dispute processes and ended up with the Insurance Ombudsman, the issue was caused by the NRMA insisting on using their own mechanics.
    It's a shame that you had to go through all that, it sounds like a major PITA. I have to completely agree though, I think it's definitely worth optioning to have your own choice of repairer.
    2016 8V S3 Sportsback - Mythos Black - 19" S Performance Pack 2 wheels - Panoramic Roof - Black Optics

  2. Default

    Quote Originally Posted by deangelj View Post
    As others have indicated there are other factors involved... what is your age, excess, location, and is it fixed/market value. Then you could compare.

    Made some mocking around with NRMA online by raising excess from :

    Driver over 30, market valued MY16 Pre-FL S3. Excess $1000 and parked in secured garage in Sydney West.
    Got to $2130 /yr with all 3 boxes ticked (hire-car, windscreen, choice of repairer).

    Wonder if it is the address that made the premium jump, there had been a lot of accident right outside my street over the past years.

  3. #13

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    Quote Originally Posted by yiph View Post

    Wonder if it is the address that made the premium jump, there had been a lot of accident right outside my street over the past years.
    You're right! Your address has a huge impact on the insurance risk assessment, especially if you live in a suburb with high claim rates for accidents and theft.
    MY16 Sportsback Sepang Blue
    Assistance package | S performance package 2 | Privacy glass | Sunroof | Load through facility | Black styling package | Exterior mirror package

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